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How do I apply for PayPal Credit? You can apply for it directly by going to www.paypal.com/credit and clicking Apply Now. The application will be processed and you will receive notification of approval or decline immediately. If you’re approved, your PayPal Credit account will open and will be automatically linked to your PayPal account. PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank, and is available for US residents who are of legal age in their state of residence. Note: When you are going through checkout ensure you choose to pay by "PayPal" and then choose "PayPal Credit" as a method of payment through PayPal. This will link your PayPal and PayPal Credit accounts automatically.
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